Youth sports coaches, even volunteers, may be personally liable for their actions including any incidents that occur during play. Insurance is a proactive step to financially protect volunteer coaches. NAYS Coaches are covered for Excess General Liability while acting in their capacity as coaches in youth sports activities if they become legally obligated to pay for claims arising out of bodily injury, property damage and personal injury.
The coverage limit is $1,000,000 per occurrence with a $1,000,000 general aggregate (total limit). There is a sublimit for abuse and molestation claims of $1,000,000 per occurrence with a $1,000,000 general aggregate (total limit). General Liability coverage includes costs associated with defense.
The Excess General Liability coverage increases to $2,000,000, with an additional $250,000 in excess accident medical, once a NAYS Coach renews his/her membership.
National Alliance for Youth Sports, Inc
2050 Vista Parkway
West Palm Beach, Florida 33411
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